How to increase Paytm Postpaid Limit


Paytm Postpaid, How to increase its limit? If you interested to know then you are at right place.

Today I gonna to discuss about How to increase Paytm Postpaid Limit. A couple of days ago, Paytm has launched this amazing feature.



How Paytm Postpaid works?


It is the process of taking loan and refund next month. It is an amazing features introduce by Paytm.

Paytm Postpaid means ‘Buy Today, Pay next month'.

It is the almost same as bank's loan but by using this feature you can take loan upto 60,000 thousands rupees.

You can use postpaid money as a loan for online purchasing or for doing recharge. And you also get access to exclusive rewards.






How to activate Paytm Postpaid?


For activating paytm postpaid, first you've to complete paytm kyc. Then you are eligible to activate Paytm Postpaid.

You can easily activate paytm postpaid after kyc by following these steps: Open Paytm > Click on Menu bar > My Passbook > Paytm Postpaid > Active my Paytm Postpaid.

In the beginning, your limits starts from 100 rupees and will be increase after seeing your response in paytm postpaid.


How to Increase Paytm Postpaid Limit?

Here are some points through which you can increase your limits:


 1   In the beginning, your limits starts from 100 rupees but you must have use it properly, it means you spend your postpaid money and refund it as soon as possible.



 2   You have to up-to-date on paytm, make sure you using your paytm postpaid money for online purchasing and doing recharge in paytm.


 3   Make sure you keeps money in your bank account which is linked by your paytm account.




FAQs (Frequently Asked Question)


Q)  Where can I use Paytm Postpaid money?

A)   Currently, you have to access to use it for recharge, shopping in paytm mall, trains, flight, bus tickets and events. It'll be expand in future.



Q)  How can I increase spend limit?

A)   For increasing the spend limit, frequently use paytm postpaid and pay dues on time. Paytm will notify you when you're eligible for increasing limits.


Q)  What are benefits of Paytm Postpaid?

A)   With the Paytm Postpaid, you canbuy today and pay next month. There are absolutely no interest or charges for using Paytm Postpaid. If you pay dues on time then yours limit will be increase.


Q)  How can you refresh the paytm postpaid spend limit?

A)   Your limit will be refresh as you pay dues. You can pay money by going Home tab of Paytm postpaid and by clicking on Pay Button.


Q)   What is the charges, if I not refund dues on time?

A)   Here are the table of charges of late fine of dues in postpaid:

How to increase Paytm Postpaid Limit

Q)  If we never refund postpaid money, then what will be the condition?

A)   Then, your account will be suspended and it may be any person from paytm reachs to your home.



Q)  Can we pay electricity bill from Paytm Postpaid?

A)   Currently, there is no option of paying electricity bill from paytm postpaid, but it may be possible that in future paytm will add this feature.


Q)   Can you transfer Postpaid money to Paytm Wallet?

A)   No,  Because adding this feature people will be transfer it into bank and covert into cash. But paytm wants that Postpaid money should be used only in Emergency.


Q)   Can we use this postpaid money to petrol pump?

A)   Yes, you can pay money on petrol pump through postpaid money by scanning the code which is given in petrol pump.


Q)   If we active Paytm Postpaid and don't use then What will be the Conditions?

A)   Then it may be your postpaid limit will be decrease. You can see in this image below:

How to increase Paytm Postpaid Limit



Q)   Can we disable Paytm Postpaid?

A)   Currently, there is no option of disabling postpaid, I think it is an awesome feature so that nobody wants to disable it.






Final Conclusion - 


Here I've discuss about How to increase Paytm Postpaid Limit and some FAQs about it, I hope you like this article. Make sure you share this article with your friends or family, till then Keep Smiling 🙂